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Postby jordanss123 » Tue Mar 07, 2017 6:15 pm

Proyecto de reforma de salud 101, no todo el mundo puede utilizar los intercambios, y no estar abierto por algún tiempo.Pero son un intento de inyectar algo de menor competencia en un mercado que hoy no es exactamente repletos de gangas.Teóricamente,air max pour femme, les permiten a los individuos y a las pequeñas empresas a unirse y conseguir mejores precios y mas variedad en opciones de seguro de salud los tipos de roturas que las grandes empresas pueden negociar para sus empleados hoy en día.¿Cómo muchos intercambios habría?La casa es la versión original de la reforma de salud habría creado un intercambio nacional, pero esa ley se ha ido con el viento.En cambio, la reforma que ahora está en el borde de paso (o derrota, quién sabe?)Habría opción de Estados establecido intercambios de salud administrados por un organismo gubernamental o una organización sin fines de lucro.El Gobierno Federal proporcionaría a los Estados con empezar a dinero de intercambio establecimiento.Los intercambios deben ser abiertos para el negocio en 2014.Si un Estado se niega a abrir uno,nike air max grise et blanche, tío Sam puede intervenir y abrir un intercambio mismo.¿Que los clientes?Tú no, si trabajas para una mediana o gran empresa, y si su empleador ofrece beneficios de seguro de salud.Ese tipo de arreglo es exenta, de acuerdo con la legislación, y puede continuar bastante mucho como antes.En sus primeros años, los intercambios estará abierta únicamente para aquellos que trabajan para las empresas con 100 empleados o menos, y a las personas que buscan comprar un seguro para ellos.Porque son trabajadores autónomos,nike air max femme, por ejemplo.O desempleados.O retirado pero aún no elegibles para Medicare.Como todos los que han intentado comprar un seguro de salud en su propio saber, actualmente la mayoría de las políticas disponibles son mucho más caros que los productos comparables ofrecidos a las grandes empresas.En parte,air max 2016 pas cher, esto es porque las grandes empresas pueden ofrecer un montón de clientes, saludable y menos así,air max one beige, de modo que las aseguradoras se pueden difundir su riesgo.Los intercambios estan destinados a ser las cooperativas que permiten a estas personas a unirse y, con respecto al seguro de salud, como su propia firma grande.¿Qué funciones de supervisión hacer intercambios?Los intercambios mismos inspeccionar ofrecido políticas para asegurarse de que cumplen las normas gubernamentales.Se supone que para asegurarse de que los planes son "el interés" de los compradores,air max 2016 classic, según el proyecto de ley de reforma de salud.Ellos tienen prohibido establecer primas.Sin embargo, pueden pedir a las aseguradoras para justificar subidas de tipos y si están insatisfechos con la respuesta puede utilizar el precio como una razón para zanja que plan particular de su linea de productos.¡Entonces el intercambio podría ofrecer políticas aprobadas para los compradores interesados, de la misma manera que un alimento Coop ofrece naranjas ("diez por $5!Florida sol! "), Free Range Chicken,nike 90, y tu propia bolsa de copos de avena.Se supone que tiene cuatro niveles de planes para ofrecer, de disminución de gastos.Los niveles serían etiquetados como "Platinum", "oro", "plata" y "bronce" (que supongo que alguien pasó mucho tiempo viendo los Juegos Olimpicos de invierno.) Sí, usted será capaz de comprar un seguro de salud para ti fuera de los intercambios.No serían los monopolios.Pero una aseguradora tendría que cobran las mismas tasas fuera el intercambio como lo hace dentro, para planes comparables, entre otras nuevas regulaciones.

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